2024 Ira Contribution Income Limits Over 50. For all ira types, you can contribute up to $7,000 in 2024 ($8,000 if you’re 50 and older). A nonworking person who files a joint tax return with their spouse also has the.

The contribution limit on individual retirement accounts will increase by $500 in 2024, from $6,500 to $7,000. The 2024 roth ira income limits are $161,000 for single tax filers and $240,000 for those married filing jointly.